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Workers’ Compensation

GUARD’s Workers’ Compensation policy offers many flexible options and value-added services that can make your workplace safer and your bottom line stronger!  For example, qualifying businesses can earn a return on your premium as part of a dividend program, a variety of flexible payment options exist (including those with no down payment and no installments fees), and GUARD offers customized loss control, medical management, subrogation, and fraud prevention strategies.


Businessowner’s Policy (BOP)

Tailored to small- to mid-sized operations, GUARD’s Businessowner’s Policy (BOP) features all of the traditional property and liability coverages needed by your business with specialized endorsements available to cover exposures typical to your industry.  This product allows you the flexibility to easily customize coverage unique to your circumstances at an affordable price!



*Higher limits are sometimes available.  

Commercial Umbrella Liability/Excess

GUARD’s Commercial/Excess policies give your business an additional tier of protection, extending existing limits as well as your financial security.


*Higher limits are sometimes available.


Commercial Auto

An ideal complement to GUARD’s BOP, Commercial Auto through GUARD is designed for vehicles having values of $75,000 or less and a gross vehicle weight up to 45,000 pounds.


Not all pricing/products are available in all states or through all GUARD insurance company subsidiaries.  Contact Group Coverage for more details.

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