Pelosi: "We Have to Pass the Bill So That You Can Find Out What Is In It..."


Advantages

Concerns

Individuals

Affordable health care

No pre-existing conditions

No annual or lifetime limits

Low cost preventive care

Higher taxes

Individual mandate penalties

Less choice

Employers


Lower cost alternatives through exchanges

Tax credits available to small employers

Higher taxes

Employer plan mandate penalties

Less choice

Greater regulation

Brokers


Change brings opportunities

New consulting field emerges

Reduced commissions

Reduced competition

Extra work

Less incentives

Carriers

Better alternative than single payer system

Systematic change to simplify & unify administration functions

Erosion of profits

Greater regulation

Less flexibility

Less innovation

Providers

Increase efficiencies

Streamline billing & appeals

Universal payment system

 

Reduced fees

Greater regulation

Less autonomy

Push for consolidation

Greater regulation

Government


Capture votes

Increase government

Increase tax base

Reduce Medicare/Medicaid burden

Tax dollars granted to states

System collapses

Provisions repealed

Loss of votes

Increase in deficit spending

Ancillary

Increased opportunities

Establish new industry

Greater flexibility

Greater regulation


By William F. Schaake, CIC, CRM  © 2012